Why you need a Digital Wallet

Your Digital Wallet is holds stablecoins and all lending occurs from your wallet in stablecoins. You can send stablecoins to it from an existing wallet you may already hold, or transfer fiat currency funds to it from your bank account, where your bank funds will be converted to stablecoins automatically. Similarly, you can transfer funds from your wallet back to your bank account, where your stablecoins will be automatically converted back to fiat currency.

Your wallet's balance and wallet address are shown under Digital Wallet in the app header. The wallet address is where stablecoins you already hold can be sent from elsewhere; the network it uses is shown beneath it, and stablecoins sent on the wrong network may be lost.

Your Digital Wallet is yours. Funds in it are not lent until you submit a Lending Request and it is accepted.